How to win in Keno

Introduction to Keno:

Keno features regularly in many modern casinos and in some state sponsored lotteries as well. Eighty balls, Numbered from one to eighty, are housed in a spherical glass enclosure, named bubble. As per most accounts, it originated from China, though the word Keno has Latin roots. This game was used to raise funds for the iconic Great Wall of China. This game became known in US via the Chinese immigrants of nineteenth century.

Most casinos have dedicated Keno lounges, reserved for this game only. However, some of them offer facility of ‘Keno runners’, who tend to collect tickets from players and even deliver whatever are winnings of the player. Casino halls have TV sets installed so as to inform players about outcome of the game.

Keno has numerous versions including the video one. Video version of Keno is played with machines in form of slots that are operated with coins. The rules are same in this version of Keno but the players have the luxury of completing the game much faster.

How to play Keno

One needs to select four to ten numbers from 1 to 80. Every number that has been selected is called ‘spot’. This means that if any player is playing with 8 numbers, he or she is said to be playing an 8 Spot game.

To buy a ticket for game of Keno, one may need to go to a Keno lounge or to the tables where the tickets are being sold. ‘Keno crayons’ are generally provided by casinos to their players for enjoying this game.

After buying the ticket, players have to mark numbers of their choice on their tickets. This ticket is collected by the Keno desk along with the bets placed by the players. A duplicate ticket is given to the player. At a stipulated time, Keno balls are drawn from ‘bubble’. The player with most matches is declared the winner in the game. Keno boards across the casino display the result as soon as it is declared.

 The minimum bet varies with the casinos. Some of them allow bets of even 5 cents, while others have set $1 as the minimum bet. The casino brochures should be checked out for exact information about the rules.

The chances of winning depend mainly on number of spots that match and the type of ticket that is being played. Players can play with any number of tickets. There is a possibility of winning over $50,000 by placing a bet as small as $1!

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Getting know-how of Blackjack

Blackjack is a widely popular card based game which seems to be played the most in casinos all over the world. Known as 21 or Vingt-et-un (Twenty-one in French), Blackjack is played with a standard deck of 52 cards. The players are required to draw cards from the deck and try to be as close to 21 as possible.

At the same time, the players shouldn’t exceed 21 or risk losing the game. Though the basic structure of the game remains the same, different casinos tend to have slight variations.

Before trying hand in game of Blackjack, a player should have deep knowledge of rules of the game, some of which are detailed here.

1. In case the sum of figures of two cards is less than or equal to 11, one should draw a third card.

2. An assumption, that the dealer is hiding a ten, should always be made regardless of what is being shown by him/her.

3. After falling in the ‘danger zone’ or having sum of cards between 12 to 16, decide on drawing or standing by having a close look at what the dealer is having.

4. The player needs to draw till the total is over 16 in case the dealer is having a card between seven and an ace.

5. The player shouldn’t draw in case the dealer is having two or three. However, in case the dealer is having two or three and the player has twelve, he or she should draw only a single card.

6. One shouldn’t draw any card in case the sum total of cards is between 17 and 20. An exception to this rule is that the player can draw another card in case of a soft 17 or 18 i.e. an ace along with a six or seven.

7. It is not recommended to have insurance. This is mainly because there is a high chance that the dealer will get 21 much before than anyone else.

Roulette Betting Odds

Roulette is believed to have originated in France. It is based on a revolving wheel, which is the center point in this game. A ball is put in the revolving wheel and bets are placed on individual numbers or a range of numbers where the ball is expected to stop. The French or European roulette has a single zero while the American one has two of them, making it harder for the players to beat. It is for this reason that most casinos employ this roulette. There are a number of types of bets, categorized under inside and outside bets.  

Players of roulette have a chance of making it big by betting on the outcome of the wheel. At the same time, no betting strategy seems to beat the wheel which keeps every one guessing. One needs to know the odds associated with roulette before taking the plunge.

Depending on where roulette is being played, there are two different types of games of roulette, American and European. While the European roulette has only one zero pocket coupled with thirty-six numbers, the American version has two zero pockets. The extra zero in American roulette induces a big difference in calculation of odds while playing roulette.

House edge: House edge remains an important factor in calculation of odds. It is the edge or advantage that ‘house’ or game and stands for the average loss that a player incurs. American roulette has around 5% house edge and the value of house edge in European roulette is less than 3%.

American roulette: There are thirty-six numbers along with two zero pockets in American roulette, making it total thirty-eight pockets. To understand house edge in this form of roulette, take an example of 1 to 18 outside bet, in which players can bet on numbers from 1 to 18. On dividing 18 by 38, we get 0.4737 or 47.37%, a number that represents the number of games that can be won by a player. If we assume one dollar is bet every time and take into account both games won and games lost, we get 20 dollars to be average loss which is around 5.26%, American roulette’s house edge.

For employing the same strategy on European or French roulette, we have to consider thirty-seven instead of thirty-eight as total number of pockets. This results in overall house edge to come at 2.7%, almost half of that of the American roulette!

Simple mathematics is involved in calculating the probability of winning in any game of roulette. One can place a bet on any set of numbers, but the total numbers of pockets have to be considered for calculating possibility of winning. Take for instance; a player placing a bet on numbers from one to ten has a probability of 10/38 or 33.33% of winning. The probability of winning increases in French or European roulette because of one lesser zero.

Reduce mortgage debt

Debt in any form is a sword that hangs continuously on the debtor’s neck. So as to secure the collateral against being taken over the creditor, it is very important that the debtor starts taking steps to reduce mortgage debt as soon as possible. The easiest way to do this is to increase monthly payments while keeping maximum amount for other expenses as well. This will ensure that the mortgage amount is paid back to the creditor in minimum possible time.

One may consider increasing the payment frequency such as from monthly to fortnightly. This will ensure that the mortgage loan is paid back pretty quickly. Another option is to go for refinancing. Such a loan has a lower interest rate and requires lower monthly payments. This means the debtors may have plenty of surplus money to be spent on other stuff. Such a mortgage loan debt can also help in payment of other debts such as unsecured loans and credit card debts.

It is a good idea to reduce the loan tenure so as to reduce mortgage rate. For example, if a debtor has availed a loan under 30 year loan scheme. The interest rate can be reduced by a great amount by reducing the interval to 15 or 10 years. At the same time, the debtors can eliminate or reduce mortgage insurance to cut corners and save thousands of dollars every year. This money can be used for paying back the mortgage loan, other debts or for saving purpose.

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Why visit Spain

Why visit Spain

Tourists from all over the world just love Spain. There are numerous reasons behind popularity of Spain as a tourist destination and some of them have been detailed in the following lines.

1. Gorgeous places to visit: Spain has played home to numerous cultures as Romans, Greeks and Muslims ruled parts of it in the past. All the erstwhile rulers have left their mark and the buildings built by those rules can be easily spotted all over the country.                                                                                                                             
2. Mouth watering cuisine: Any one who comes to Spain can’t resist getting impressed with the delicious Spanish cuisine. The Spanish wines are known for their fine taste and one may find numerous wineries dotting the Spanish countryside.                                                                                                                             
3. Spanish beaches: Spain has a long coastline which has a number of gorgeous beaches. In fact, Spain is among the most popular beach destinations in the world. Parties seem to never end on the beautiful beaches out there in Spain.                                                                                                                      
4. Fiestas: Spain is popular for the numerous fests and fiestas that are organized throughout the year in all parts of the country. Locals and tourists enjoy the Spanish bull fighting and bull running fiestas alike. Other most popular Spanish fiestas include La Tomatino, Las Hogueras de San Juan and San Fermin Bull Running Festival.